‘More Ways to Protect Your Money’ by Michael Newman
Michael Newman’s latest ‘e-Wealth Daily’ article is titled “More Ways to Protect Your Money”. [‘e-Wealth Daily’ Article]
Michael Newman’s latest ‘e-Wealth Daily’ article:
More Ways to Protect Your Money
Last week, I wrote about some scams that are likely to appear as tax season comes into full swing. As you may expect, the best way to defend yourself against scammers is through research and knowing what the rules are.
The best way to defend yourself against scammer attacks is by making your best effort to arm yourself with knowledge. That way, when something comes up that may appear legitimate, you’ll be able to pick up on any inconsistencies.
First off, it’s important to know that the IRS does not use direct deposit; therefore, it should never require your individual banking account information. Furthermore, any e-mail or phone call that you receive that asks you to disclose your banking information is likely a scam. Look at it this way, even if you do online banking or telephone banking, you never disclose your PIN number or any other personal pieces of information.
If the banks don’t need it, then why should anybody else? The only time you should ever disclose your account information is when you get a new job that uses direct deposit. You’ll be required to give them a void check to open a direct deposit account, and that’s all. Avoid disclosing any banking information over the phone and Internet because it is a very dangerous practice and most legitimate institutions will never ask you to do so.
Remember, there should be no reason you have to act immediately. If you receive a phone call from a person claiming to be from the IRS and asking you all kinds of questions, simply ask where and when you can reach them and tell them you’ll call them back at a more convenient time. Then do some research, Either go online or phone the IRS and inquire about the call you received.
Generally speaking, any of the calls you receive will not be life or death situations, and you should have the time to do your research before making any decisions. The same can be said with e-mail; before you fill anything out or respond take some time to do the research and make the right decision.
Visit www.irs.gov for all the latest tax news and updates, regulations and practices.
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* IMNewsWatch would like to thank e-Wealth Daily for granting permission to reprint this article.
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