John Hurd’s latest ‘e-Wealth Daily’ article is titled “A Gift Card Pet Peeve Helps You Save Money”. [John Hurd’s Article]


John Hurd’s latest ‘e-Wealth Daily’ article:

A Gift Card Pet Peeve Helps You Save Money

Maybe this is a personal pet peeve, but I really can’t stand gift cards.

Sure, if you’re unsure of what to give someone, a gift card lets them make that decision for you. Many people think of it as a great time-saver and problem-solver. And the recipient always
gets what they really want. So, it’s a win-win, right?

But, there’s a problem that should keep you far away from gift cards. You see, there’s a lot of uncertainty with some retail stores, especially those that sell electronics. If you’ve been
following the news, or even getting out around town, you’ve probably seen a few of these retailers closing up shop during what should be their busiest time of year.

And while there may be ways to get your money back, odds are that, if you’re stuck with a gift card to these stores, you’re stuck with a piece of plastic that’s worth nothing.

Now, I don’t mean to imply that gift cards are a completely bad idea. They can help businesses bring in extra money from early shoppers. But, if you’re considering buying some, then I would
suggest you take a good look at the future of the store you’re buying it from.

Also, you may want to reconsider a gift card purchase if you’re on a strict budget. Gift cards are something you rarely see a discount on (it does happen, but I’d be hard-pressed to show
you an example off the top of my head). However, by buying an actual gift, you could be taking advantage of sales and promotions that could save you money right away.

Making informed purchases and focusing on saving while spending is always important, but this year it could be essential. I know that, when I set out to get gifts for friends and
family, I may spend a few extra hours out and about, but, in the end, I’ll stick to my budget.

e-Wealth Daily

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* IMNewsWatch would like to thank e-Wealth Daily for granting permission to reprint this article.

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