Micheal Newman’s latest ‘e-Wealth Daily’ article is titled “How to Avoid Unnecessary Fees”. [‘e-Wealth Daily’ Article]


Micheal Newman’s latest ‘e-Wealth Daily’ article:

How to Avoid Unnecessary Fees

Last week, I spent some time telling you about fees that are actually worth paying! A fee advocate, if you can believe it!

In many cases, however, fees are definitely things you should attempt to avoid at all costs. After all, they can get expensive and, a lot of the time, you don’t actually have to pay them. These days, customers have a number of options that can reduce fees and the amount of cash they spend on the services they need. Here are a few fees you should attempt to avoid at all times.

Cell Phone Roaming Fees: These fees are the worst and can add up quickly. Therefore, if you spend a lot of time on the road and out of your service area, inquire about plans that eliminate these costs. You may have to pay a bit more for your monthly plan, but at the end of the day it will save you all kinds of cash in roaming charges. Also, if you’re heading out of town for a couple of days, call to see if you can pick up a limited time package or other service to cover cell phone use while out of town. Once again, the small up-front cost will likely be far less than the roaming charges you’ll receive.

Annual Credit Card Fees: I’ve never understood why people pay a fee simply to carry a credit card when it can be done for free. Some cards cost over $100 and, for what, better rewards and high interest rates? Is it worth it? When choosing a credit card, opt for the free one. It will do the same things another card will; only it may take you a little longer to collect enough points for a new toaster oven.

Cancellation Fees: Before you sign a contract for cable, Internet or a cell phone, read the fine print. More often than not, these services attach heavy fees if customers wish to cancel their service before their contract expires. These fees are usually pretty hefty, and can sometimes float around the $300 range. Quite simply put, it’s not worth it. Therefore, read contracts carefully and, if you don’t want to get locked into the possibility of getting charged the fee, don’t sign; elect to use the service on a month-to-month basis instead.

Late Fees: Pay your bills on time and avoid paying the interest and late fees that are attached to late payments. These can add up and put you in debt quickly.

These are just a few fees that you should definitely avoid paying. Know your options to dodge these expensive fees and keep some more cash in your pocket!

e-Wealth Daily

About e-Wealth Daily

The e-Wealth Daily Bulletin brings you daily tips, advice and breaking news related to home businesses, small businesses and internet marketing. Our team of experts gives you the information you need to take your business pursuits to the most profitable level. Founded by Adrian Newman in 2003, the e-Wealth Daily Bulletin and www.ewealthdaily.com are a division of Lombardi Publishing with online newsletters reaching over 100,000 subscribers each month.

* IMNewsWatch would like to thank e-Wealth Daily for granting permission to reprint this article.

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